Chairman’s Statement

In 2024, the Group delivered a consolidated revenue of ₦14.93 billion, representing a 42% year-on-year growth, and a net profit of ₦391 million. EBITDA improved significantly; 44% at the standalone level and 134% at the consolidated level. These results were achieved despite macroeconomic shocks, including severe Naira depreciation and inconsistentfiscal policies

Looking ahead, we remain focused on expanding our market presence through fundraising, capacity enhancements at CardCentre, and continued partnerships at ChamsSwitch. These efforts underscore our ambition to become Nigeria’s and Africa’s leading provider of secure, cost-effective digital payment solutions. Building on our 39-year legacy, we aim to deliver sustained value for shareholders while further strengthening our position as an industry leader.

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